Identity verification, KYB and compliance
You know who you are dealing with, and every compliance decision has evidence
We wire tiered customer identity verification, know-your-business checks on companies and their real owners, sanctions-list screening and transaction monitoring into your workflow through licensed providers. Each tier has defined limits and permitted operations, and every decision is recorded with evidence and the decision-maker's name
Who it is for: For financial platforms and any organization that must know its customers and counterparties with documents
What we deliver
- Verification tiers with the operations each tier allows (deposits, withdrawals, transfers, broker access and so on)
- Document-and-selfie verification with phone-number-to-identity matching in countries that offer such services, with a manual-review path when a service is down
- Know-your-business (KYB): registration documents, beneficial owners, authorized signers and countries of activity
- Sanctions and politically-exposed-person screening at onboarding and on a recurring schedule
- Transaction monitoring rules and alerts (rapid deposit-withdrawal, referral loops, repeated hashes) with a case file per alert
- Account security controls: new-device sign-in, two-step login, temporary locks after failed attempts and controlled recovery
- Staff identity files with role-based access
What we need from you
- Your customer acceptance policy and allowed and prohibited countries
- Your choice of verification and screening provider, or a choice from our licensed partners
- A compliance owner in your organization
Controls and approvals
- Compliance decisions are recorded with evidence and cannot be edited
- No international payment settles without valid screening
- Verification policy changes only with management approval
Typical workflow
01Define tiers and policy
02Connect providers
03Run verification and screening
04Monitor and report periodically
Arfinex
See a daily close using your own operating model
We show how the ledger, reconciliation and management reporting close each day and which exceptions AI agents bring to you for approval